FAQ
Q: What is the role that you will play in my financial planning journey?
A: We bring the right set of products to you based on your risk profile and requirement. These span across multi assets which will ensure a well diversified portfolio of investments.
Q: How is your service different from a financial advisor or planner?
A: A financial advisor or planner needs to have an RIA certification and needs to charge you directly for the investment advice given, they may or may not help in execution of the transactions and may not provide back end services like consolidated accounts statements. We on the other hand are a distribution company and will get the products to you at no additional charge payable from yourself to us.
Q: What is your revenue model in that case?
A: We earn referral and trail commission from the source for recommending products such as mutual funds, bonds, PMS etc.
Q: Can’t I do this directly myself?
A: Certainly you could, but the problem plaguing most investors is lack of time. Studying and understanding the financial market requires significant amount of time, years in fact. And then staying updated, evaluating market cycles and acting accordingly is a constant exercise.
Lastly execution of the transactions, then getting back end statements, putting all together from various platforms is also a very time consuming exercise and that is where we come in.
Q: Are you qualified and certified to do this?
A: With considerable experience in the financial services industry, our team is certainly well qualified and capable of handling your requirements. In addition the list of certifications are a stamp of approval from the authorities regarding the necessary approvals being obtained to undertake this business.
Q: What separates your services from the rest?
A: Knowledge gathered through dozens of courses and certifications, experience across several years in financial industry and wide range of products many of which are not commonly referred by other distributors.
Q: So what is the typical process one can expect?
A: Step 1- Firstly we meet to understand the current standing and how we can be of service to you.
Step 2 - If we agree to go ahead, we sign a non-disclosure agreement to ensure your information remains confidential with us and you can remain stress free about the handling of your account.
Step 3 - A risk profiling is done to understand product suitability.
Step 4 - The correct products as per the requirement are made available.
Step 5 - You are now part of the network and will receive monthly newsletters, interim updates as well as your portfolio monitoring time to time. Our back end team is available to solve your queries as and when required.
Q: Anything else I need to know?
A: There is a grievance redressal mechanism in place where the authorities can step in if services provided are not upto the mark. To get started use the contact us section on this website.